Deal Jacket

A deal jacket is the complete file of paperwork for a single vehicle transaction. It includes the buyer's order, financing contract, trade-in documentation, credit application, title documents, F&I product contracts, and required regulatory disclosures.

The deal jacket is the primary compliance record for every transaction. Lenders and regulators may audit it. Dealers should ensure every deal jacket is complete, accurately reflects the transaction, and is retained according to applicable record-keeping requirements.