Telematics

Telematics integrates telecommunications and vehicle data collection to transmit real-time information including GPS location, speed, mileage, fuel consumption, braking events, and diagnostic status to a remote server.

Telematics data is used in fleet management, subprime portfolio monitoring, and usage-based insurance products. Dealers managing in-house portfolios or fleet accounts should understand how telematics tools improve oversight, reduce default risk, and support customer retention programs.