Payments: How to pay for your auction

November 10, 2026
Support Center

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Payments: How to pay for your auction

You can pay for auctions you've won from My ACV.

You must pay within 24 hours of the seller accepting your bid. If you don't, we lock your account until you pay, and any arbitration claim you submit for the vehicle isn't valid.
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If your account is locked because you didn't pay on time
Call us at 1-800-553-4070, option 4. We unlock your account while you're on the call, so you can pay for your past-due auctions.

You must stay on the call until you've paid for every past-due auction. If the call ends before you pay, we lock your account again. If your account is also locked for another reason, it stays locked until we resolve that too.

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Step-by-step instructions
  1. Log in to ACV Auctions.
  2. Click "My ACV" in the navigation bar at the top.
  3. Click "Won" in the left sidebar.
  4. Click the "Pending Finalization" button above the table.
  5. Find the auction you want to pay for, and click "Finalize Auction" on the right side of its row.
  6. Under "Choose how you Transport", select "ACV Transport" or "I'll find my own carrier and cover any damage during transport".
  7. If you chose ACV Transport, select an open or closed trailer, and then select a drop-off address from the "Delivery" dropdown.
  8. If Purchase Protection+ or Extended Assurance is available for the vehicle, you can add it under "Buyer Assurance Plan".
  9. Select a payment method from the "Select Payment Method" dropdown.
  10. Review the total price at the bottom of the window, which includes transportation, protection plans, and any floor plan fees.
  11. Click "Submit".

After you pay, the auction's status changes to "Finalized".
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If you use ACV Transport
You see a price estimate for an open trailer and a closed trailer. Some vehicles have only one option. The pickup location is already set. The delivery address must already be on your account. To add one, follow the steps in How to manage pickup and delivery locations. Adding addresses requires the Admin role.
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If you arrange your own transport
We release the pickup slip after you pay. You can pick up the vehicle yourself or give the pickup slip to a carrier of your choice. We don't cover damage caused by a carrier you arrange.
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If you pay with a floor plan
ACH is always available. The dropdown can also list floor plans that your account isn't set up with. Select a floor plan only if your account is already set up with it.

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Contact us

Chat (recommended)
Log in to our website, go to My ACV, and click the chat bubble.

Email
service@acvauctions.com

Phone
1-800-553-4070, option 4

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Disclaimer

This article does not replace or modify ACV’s policy; it is only a summary. You can find ACV’s policies on our website.

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