This article outlines what qualifies as a “wearable part” under ACV policy. These are components that manufacturers generally expect to wear down and require routine replacement through normal vehicle use, based on an average of 15,000 miles driven per year.
This list includes many of the most commonly recognized wearable parts under ACV policy, but it may not be fully comprehensive. Other parts not listed here may also be considered wearable depending on the specific vehicle, its usage, and manufacturer guidelines. If you have questions about a part not listed here or how it might be classified under policy, please reach out for clarification.
Q: What mileage is considered when determining normal wear?
A: ACV uses an average benchmark of 15,000 miles per year to assess expected wear and tear.
Q: Are all vehicle parts considered wearable over time?
A: No. While many parts experience wear, only specific components are classified as wearable because their replacement is anticipated as part of regular maintenance. Major mechanical or structural failures not tied to normal wear are generally not considered wearable.
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